Education Personnel Federal Credit Union

EPFCU exists to serve the unique financial needs of the employees of Vermilion County Schools. Like all credit unions, it is owned entirely by our members and is operated by and for them exclusively

Credit union values aren't in profits; they're in people. And that translates to significant contributions within the communities we serve. For example, credit unions lead the nation when it comes to branches operating inside schools – a way for young people to learn to use financial products (such as credit cards) responsibly. As part of their community efforts, credit unions also reach out to people with low incomes, new Americans and people who lack a relationship with a financial institution to offer an affordable alternative to predatory financial providers, such as high cost payday lenders.


  • We will close on Saturday, July 4, to observe Independence Day.
  • Our North Walnut Street location is CLOSED until further notice. Please use our drive-thru on 101 West Main Street.
  • We will never contact you asking for personal details or account information. Please contact us if you ever receive such a phone call, email or letter.


Vehicle Loans
As Low As 1.90% APR*
Signature Loans
As Low As 6.90% APR*
As low As 4.00% APR*
Home Equity Loans
Call For Current APR*

Phone: (217) 446-0777 | Fax: (217) 446-2522
If you are using a screen reader and are having problems using this website, please call (217) 446-0777 for assistance.

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