








|
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Rates
Rates effective as of 01/01/2012
| LOAN TYPE |
APR* |
| Vehicles 2009-2012 |
3.00, 4.00, or 5.00 |
| Vehicles 2003-2008 |
7.00 |
| Vehicles 2000-2002 |
9.50 |
| Prime Share Secured |
5.00 |
| Signature |
12.00 |
| Student Loan 1 year |
6.90 |
| Overdraft Protection |
15.00 |
| Home Equity Loan |
Call for current rate |
| Mortgages 10,15,20 year |
Call for current rate |
| Visa Credit Card |
9.90 |
| DIVIDEND RATES (Third Quarter) |
| Type |
APR* |
| Prime Share |
0.25% |
| Holiday |
0.25% |
| IRA |
1.55% |
| Coverdell ESA |
1.55% |
| Market 50 ($5,000 minimum) |
0.35% |
| Market 60 ($10,000 minimum) |
0.40% |
*APR= Annual Percentage Rate
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