Rates

Rates effective as of 06/01/2008 LOAN TYPE APR* Vehicles 2005-2009     5.90 Vehicles 2000-2004 7.00 Vehicles 1990-1999 9.50 Prime Share Secured 5.50 Signature 12.00 Student Loan 1 year 6.90 Overdraft Protection 15.00 Home Equity Loan 7.00 Mortgages 10,15,20 year Call for current rate Visa Credit Card 9.90   *APR= Annual Percentage Rate DIVIDEND RATES (Second Quarter 2008) Type APR* Prime Share 1.00% Holiday 1.00% IRA 3.50% Coverdell ESA 3.50% Market 50  ($5,000 minimum) 1.50% Market 60  ($10,000 minimum) 2.25% *APR= Annual Percentage Rate