EPFCU & YOU

  • THE CREDIT UNION DIFFERENCE

    Credit unions are not "just like banks." While both credit unions and banks offer a full range of financial products, they are structurally different. Fortunately, that difference translates into a wealth of benefits to credit union members and their communities. Here's how:

    Governance

    Credit unions are locally owned by the members who do business with them – not stockholders. Credit union members elect a volunteer board of directors from among the membership, and they prioritize members’ best interests. At credit unions like EPFCU, it’s not only about the bottom line. It’s about what benefits you – the members.

    Purpose

    Nonprofit credit unions exist solely to meet the financial needs of their member owners. Because they have no stockholders expecting dividends, earnings are invested in members in the form of more competitive rates of return on accounts, lower interest on loans, lower fees and improved services.

    Member Benefits

    Money made by a credit union is invested in members in various ways such as through competitive product pricing – which helps working people stretch their money further – or by offering services members may not be able to get elsewhere. We treat all members equally regardless of how much they have on deposit. Finally, credit unions provide financial counseling, educational seminars and more opportunities that for-profit institutions often see as a drain on resources better put toward making profit.

    Values

    Credit union values aren't in profits; they're in people. And that translates to significant contributions within the communities we serve. For example, credit unions lead the nation when it comes to branches operating inside schools – a way for young people to learn to use financial products (such as credit cards) responsibly. As part of their community efforts, credit unions also reach out to people with low incomes, new Americans and people who lack a relationship with a financial institution to offer an affordable alternative to predatory financial providers, such as high cost payday lenders.

    Join the credit union.


  • ABOUT US

    Serving our members since 1937, EPFCU exists to serve the unique financial needs of the employees of Vermilion County Schools. Like all credit unions, it is owned entirely by our members and is operated by and for them exclusively. Because we are not for profit, our interest rates on loans are lower and savings rates are higher than those offered by conventional financial institutions.

    Every effort is directed to providing members with courteous, accurate, prompt service consistent with good business practice. The office staff and board of directors are dedicated, enthusiastic credit union people with one goal – to better serve our members.

    Assets

    $51,853,266.77

    Members

    4,033

    (As of May 2017)

    Board of Directors

    Credit union values aren't in profits; they're in people. And that translates to significant contributions within the communities we serve. For example, credit unions lead the nation when it comes to branches operating inside schools – a way for young people to learn to use financial products (such as credit cards) responsibly. As part of their community efforts, credit unions also reach out to people with low incomes, new Americans and people who lack a relationship with a financial institution to offer an affordable alternative to predatory financial providers, such as high cost payday lenders.

    • Jim Hebermehl, President
    • William Cooper, Vice President
    • Dr. Phillip Smith, Treasurer
    • Richard Cheney, Secretary
    • John Eakle, Director
    • Dale Fathauer, Director
    • Michael Metzen, Director

    Supervisory Committee

    • Ray Wittmann, Chairman
    • Rusty Campbell
    • Stacey Lomax
    • Mandy Mourer
    • Janet Redenbaugh

    Office Staff

    • Hope Garrett, Manager/CEO
    • Carrie Aguirre, Assistant Manager
    • Jeanne Askren
    • Katie Brumett
    • Nancy Harry
    • Annette Hernandez
    • Carol Marx
    • Stephanie Sexton
    • McKenna Richards

  • OUR COMMUNITY

    Education Personnel Federal Credit Union serves employees of public, private and parochial schools in Vermilion County, Illinois. Also in our field of membership are the Center for Children’s Services, Crosspoint and Danville Area Community College. Relatives of members and retirees from the field of membership are also eligible for membership.

    All new accounts must be opened in person at our branch office.

  • PRIVACY POLICY

    View our Privacy Policy

    NCUA - The National Credit Union Association aims to protect consumer rights and member deposits.


Phone: (217) 446-0777 | Fax: (217) 446-2522

© 2017 Education Personnel Federal Credit Union
Website design by The Accel Group and BundyStl Logo Bundy & Associates.
For questions about this website, please contact the webmaster.

Join Our Email List