**E*TELLER**

FINANCIAL EDUCATION

RATES AND FEES

Rates Effective Dec. 31, 2019

LOAN RATES	APR*	APY**
Share Secured	1.90%	1.90%
Vehicle	1.90-12.90%^ǂ	1.90-12.90%^ǂ
Signature (1 year)	6.90%	6.90%
Signature (2 year)	12.90%	12.90%
Overdraft Protection	12.90%	12.90%
Visa Credit Card	9.90%	9.90%
Mortgage: 10-20 years	4.00%	4.00%
Mortgage: 30 years	4.50%	4.50%
Home Equity (Variable)	Call for current APR*	Call for current APR*
*APR = Annual Percentage Rate. Loans are subject to member eligibility. Contact credit union for complete details.
**APY = Annual Percentage Yield. Loans are subject to member eligibility. Contact credit union for complete details.
^ǂLowest available rate reflects all available discounts. Actual rate dependent upon member eligibility, creditworthiness and other factors. Rates are subject to change without notice. Contact EPFCU for complete details.

SAVINGS RATES	APR*	APY**
Prime Share	0.55%	0.55%
Holiday	0.55%	0.55%
Individual Retirement Account (IRA)	1.30%	1.31%
Coverdell ESA	1.30%	1.31%
Market 50 ($5,000 minimum)	0.85%	0.85%
Market 60 ($10,000 minimum)	1.00%	1.01%
**APY = Annual Percentage Yield. Loans are subject to member eligibility. Contact credit union for complete details.

Fee Schedule

Fee Schedule (PDF)

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E*TELLER

RATES AND FEES

Rates Effective Dec. 31, 2019

LOAN RATES

SAVINGS RATES

Fee Schedule

**E*TELLER**