RATES AND FEES


LOAN RATES

APR* APY**
Share Secured 3.50% 3.50%
Vehicle 4.50% - 13.50%ǂ 4.50% - 13.50%ǂ
Signature (1 year) 7.50% - 9.50%ǂ 7.50% - 9.50%ǂ
Signature (2 year) 11.50% - 13.50%ǂ 11.50% - 13.50%ǂ
Overdraft Protection 13.50% 13.50%
Visa Credit Card 9.90% 9.90%
Mortgage: 10-20 years 6.50% 6.50%
Mortgage: 30 years 8.00% 8.00%
Home Equity (Variable) Call for current APR* Call for current APR*
*APR = Annual Percentage Rate. Loans are subject to member eligibility. Contact credit union for complete details.
**APY = Annual Percentage Yield. Loans are subject to member eligibility. Contact credit union for complete details.
ǂLowest available rate reflects all available discounts. Actual rate dependent upon member eligibility, creditworthiness and other factors. Rates are subject to change without notice. Contact EPFCU for complete details.

SAVINGS RATES

APR* APY**
Prime Share 0.45% 0.451%
Holiday 0.45% 0.451%
Individual Retirement Account (IRA) 1.15% 1.155%
Coverdell ESA 1.15% 1.155%
Market 50 ($5,000 minimum) 0.75% 0.752%
Market 60 ($10,000 minimum) 0.85% 0.852%
**APY = Annual Percentage Yield. Loans are subject to member eligibility. Contact credit union for complete details.

Fee Schedule




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