Saving Accounts
One Small Deposit. A Lifetime of Rewards.
Education Personnel Federal Credit Union’s savings account is the first step to the benefits our great products and services provide. All you need is $25 to open your account (this is your initial deposit, not a membership fee). These accounts earn quarterly dividends.
| SAVINGS RATES | APR* | APY** |
|---|---|---|
| Prime Share | 0.55% | 0.55% |
| Holiday | 0.55% | 0.55% |
| Individual Retirement Account (IRA) | 1.25% | 1.25% |
| Coverdell ESA | 1.25% | 1.25% |
| Market 50 ($5,000 minimum) | 0.85% | 0.85% |
| Market 60 ($10,000 minimum) | 0.95% | 0.95% |
| **APY = Annual Percentage Yield. Loans are subject to member eligibility. Contact credit union for complete details. | ||
Who Can Join?
Education Personnel Federal Credit Union serves employees of public, private and parochial schools in Vermilion County, Illinois. Also in our field of membership is Danville Area Community College. Relatives of members and retirees from the field of membership are also eligible for membership.
All new accounts must be opened in person at our main office.
Saving up for a new car? Need to set aside money for real estate taxes?
Take advantage of our special savings accounts. Like our regular savings accounts, they pay quarterly dividends, but you can open one with as little as $1!
Money Market 50
Investing is a balancing act between getting the interest rates you want and having access to your money when you need it. Get the best of both worlds with EPFCU’s Market 50 Account. A minimum balance of $5,000 will earn you a higher interest rate while still allowing you to withdraw the money on demand with no penalties. Should your balance fall below $5,000, we simply move the remainder back to your regular savings account.
Money Market 60
EPFCU’s Market 60 Account offers the same benefits as the Market 50 Account, but pays a premium interest rate for a minimum balance of $10,000.
