Home Financing You Can Trust
Helping You Feel at Home.
Every homeowner's journey is different. That's why EPFCU offers flexible mortgage and home equity options backed by competitive rates, local expertise, and personalized service to help you achieve your homeownership goals.
Real Estate Loans
Whether you’re purchasing or refinancing a home, get your mortgage from someone you know and trust. Our mortgage lending professionals will take you through every step and offer you competitive rates, affordable repayment terms and friendly, personal service. We offer a variety of mortgage options to fit your needs, and we will never sell your loan to another lender or servicer.
Fixed-Rate Mortgage Loan
- Make monthly principal and interest payments that don’t change.
- Enjoy terms ranging from 10 to 30 years.
- Finance up to 80% of your home’s value.
- Pay no origination fee, lowering your closing costs significantly!
Home Equity Line of Credit
The equity in your home may be the key to financial freedom. Use your home equity line of credit from EPFCU to fund renovations, consolidate debt, cover tuition or pay for a getaway – all with great low rates! You can enjoy:
- Credit limits up to 80% of your home’s value.
- Enjoy low, variable interest rates with terms up to 15 years.
- Significant tax advantages, since the interest you pay may be tax deductible.*
- Interest rates lower than other loan or credit options, ensuring greater savings.
- Convenient account access and local service from a lender you can trust.
*Contact your tax advisor for complete details regarding tax deductibility.