Plan For The Unexpected
Protect What Matters Most.
From disability protection to GAP coverage, EPFCU offers solutions that help reduce financial stress when the unexpected happens. Explore your options and protect the investments that matter most.
Life Plus Debt Protection
Your family means everything to you. And if the unexpected happens, you don’t want an emotionally trying situation to be compounded by financial worry. That’s why there’s Debt Protection, which may cancel or reduce your loan balance or payments up to contract maximums in case of:
- Involuntary unemployment
- Disability
- Death
- Accidental dismemberment
- Terminal illness
- Hospitalization or family medical leave
- Death of a non-protected dependent
*Limits apply. See the credit union for complete details.
GAP Coverage
If your vehicle is declared a total loss due to collision or theft, you still have to pay the difference, or the “gap,” between the insurance settlement and your loan balance. Guaranteed Asset Protection is low-cost coverage that can pay the potentially high-cost difference. Ask about it when you apply for your next auto loan.
Extended Warranty
ARE YOU PREPARED for a mechanical breakdown with your vehicle? Do you have the necessary cash to pay for the rising cost of repairs? If you answered no to either of these questions then a Route 66 Extended Warranty is an intelligent investment to ensure that you are covered if a mechanical breakdown does occur. The price of vehicles is consistently on the rise as well as the costs of repairing them. Did you know that one in three vehicles will experience some type of mechanical failure in a given year? According to ConsumerReports.com, “the average three-year-old car has 55 problems per 100 vehicles”.
A Route 66 Extended Warranty not only protects your investment from expensive mechanical breakdowns, but it also comes with a $0 deductible, 24/7/365 Roadside Service, rental car benefits, 30-day money-back guarantees, nationwide coverage, and is fully transferable. The Route 66 Extended Warranty is the most comprehensive coverage for all makes and models of automobiles so that you will be able to enjoy your new purchase and have “peace of mind” because even the most reliable vehicle can develop a mechanical problem at any time. With the Route 66 Extended Warranty’s Open Enrollment you don’t have to purchase your coverage at the time of purchase, but at any time during the life of the vehicle. Regardless if your vehicle is still under a manufacturer’s warranty, Route 66 Extended Warranty has a plan that will fit your vehicle. DON’T GET STUCK WITHOUT COVERAGE!
My experience with the Credit Union and how GAP worked went very smooth. It is the best $200 upfront cost that we financed into our car loan. Had never gotten GAP on any car till I financed my 2012 Chevy equinox. My wife hit a deer, and insurance totaled it out and the difference in what insurance paid and what we owed was I think $8000. Gap insurance paid the $8000 and paid off my loan without question. I will never finance a car without it again. The process with the claim which the Credit Union walked us thru it and it’s simple.
