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Unlock Peace of Mind with GAP
We’re committed to helping you protect your financial well-being. That’s why we love being able to offer GAP (Guaranteed Asset Protection) coverage for your vehicle loans. If your vehicle is totaled or stolen, your insurance settlement might not fully cover the remaining balance on your loan. This leaves you responsible for paying the difference. GAP coverage steps in to pay that difference, saving you from unexpected financial burdens during a stressful time. And soon, we will be adding an Auto Deductible Reimbursement (ADR) benefit for minor accidents as well! Don’t let an unforeseen accident catch you off guard. Protect yourself and your finances with our affordable GAP coverage. If you’re interested or have any questions, contact a loan officer today!
Bill Payment Update
In an effort to bring you the best services available, we have decided to leave the Mastercard RPPS Bill Payment program and upgrade to iPay Solutions. We are confident that iPay will have superior options and service levels, based on the high recommendations we have received from other credit unions who use our same data processing platform. The transition to iPay will occur on or just before 4/28/2026, and will require that you set up your payments in the new system, so please watch your email for instructions on how to enroll!
Keep Your Vehicle on the Road with Route 66 Warranty
Protect your vehicle and keep it on the road with Route 66 Warranty, a comprehensive coverage plan designed to prevent unexpected mechanical
expenses wherever you travel across the United States. With no deductibles on covered parts or labor, plans include rental car allowances and 24/7 emergency roadside assistance-covering towing, flat tire assistance, battery jump starting, lock-out service, and minor adjustments. Offering 3 different service agreements, Route 66 ensures you find the perfect fit for your driving needs. Contact one of our friendly loan officers today to learn more and secure your peace of mind on every mile!
Changes in Debt Protection
We want to inform you about some important changes concerning our debt protection. We were notified recently that our current credit
life and disability debt protection plans will be discontinued. Please note, this change is beyond our control but we are committed to helping you understand your options.
If you currently have this coverage, please sign and mail back the provided form as instructed. If they do not receive your response, your existing loan protection will be cancelled, and coverage will no longer be in effect.
We have partnered with TruStage to offer a new debt protection plan. Be aware, that the new plan only offers one price for life coverage rather than two options for single vs joint protection. However, there will now be protection available for involuntary unemployment, in addition to life and disability!
Your family means everything to you. In the event of unforeseen circumstances, financial worries can add to emotional stress. Debt
protection helps by potentially canceling or reducing your loan balance or payments in cases such as: involuntary unemployment, disability, or death.
Watch for your letter and review the new coverage options carefully. If you have any questions or need assistance, please contact us! Thank you for trusting us with your financial safety.
Help Us Fight Cancer
The spring loan promotion is here! For the 15th consecutive year, we are giving our members the opportunity to help others in our community while helping themselves to great loan rates. This year, we are again raising funds for the local OSF Bobette Steely Hegeler Cancer Care Center right here in Danville. Through June 30, 2026, EPFCU will offer a savings of one percent (1%) on any qualified* new loan when you make a one-time donation of $20 to be donated to the Cancer Care Center. Don’t miss out on this opportunity to get a great deal and help support local patients.
*Usual credit-worthy guidelines apply. APR=Annual Percentage Rate. Offer applies only to new loans. Discount not available on real estate or credit card loans. Offer valid April 1- June 30, 2026